WESTSTAR
Charter #68227 · Las Vegas, NV · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.43% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WESTSTAR | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $274.13M | 69th pct | 61th pct |
| Members | 19,256 | 75th pct | 64th pct |
| Net worth ratio | 10.73% | 39th pct | 41th pct |
| Return on average assets | 0.43% | 32th pct | 21th pct |
| Net interest margin | 3.60% | 46th pct | 48th pct |
| Cost of funds | 0.00% | 1th pct | 2th pct |
| Loan-to-share | 64.56% | 35th pct | 39th pct |
| Delinquency 60+ days | 0.49% | 41th pct | 39th pct |
| Net charge-off ratio | 0.60% | 72th pct | 74th pct |
| Loan growth YoY | 8.85% | 97th pct | 95th pct |
| Share growth YoY | 3.20% | 46th pct | 44th pct |
| Efficiency ratio | 84.21% | 70th pct | 74th pct |
structural peer set hash: 50c17dd7b19a0bd3c24acab1074d17f7… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.