PINAL COUNTY
Charter #9099 · Casa Grande, AZ · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 28,757 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.71% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 3.40% sits at the 25th percentile of structural peers — worth a closer look.
- Cost of funds of 1.55% sits at the 90th percentile of structural peers — worth a closer look.
- Efficiency ratio of 84.76% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PINAL COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $340.98M | 80th pct | 69th pct |
| Members | 28,757 | 93th pct | 82th pct |
| Net worth ratio | 9.71% | 24th pct | 15th pct |
| Return on average assets | 0.44% | 32th pct | 28th pct |
| Net interest margin | 3.40% | 35th pct | 25th pct |
| Cost of funds | 1.55% | 69th pct | 90th pct |
| Loan-to-share | 64.27% | 35th pct | 34th pct |
| Delinquency 60+ days | 0.45% | 36th pct | 36th pct |
| Net charge-off ratio | 0.72% | 79th pct | 69th pct |
| Loan growth YoY | -0.25% | 45th pct | 48th pct |
| Share growth YoY | -1.03% | 5th pct | 2th pct |
| Efficiency ratio | 84.76% | 71th pct | 84th pct |
structural peer set hash: abecbe59741c3f01fb203ff86adc7578… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.