COMMUNITY WEST
Charter #61677 · Kentwood, MI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.09% sits at the 16th percentile of structural peers — worth a closer look.
- Return on average assets of 0.19% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 3.03% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 1.41% sits at the 82nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 91.56% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMMUNITY WEST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $255.41M | 65th pct | 57th pct |
| Members | 17,796 | 69th pct | 57th pct |
| Net worth ratio | 9.09% | 15th pct | 16th pct |
| Return on average assets | 0.19% | 15th pct | 15th pct |
| Net interest margin | 3.03% | 16th pct | 8th pct |
| Cost of funds | 1.41% | 63th pct | 82th pct |
| Loan-to-share | 61.79% | 30th pct | 26th pct |
| Delinquency 60+ days | 0.43% | 34th pct | 38th pct |
| Net charge-off ratio | 0.32% | 47th pct | 43th pct |
| Loan growth YoY | -3.05% | 16th pct | 16th pct |
| Share growth YoY | 3.87% | 56th pct | 51th pct |
| Efficiency ratio | 91.56% | 88th pct | 92th pct |
structural peer set hash: 924260c47a589dc93ab7fbc412943b93… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.