WAYNE-WESTLAND
Charter #5928 · Westland, MI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- On Cost of funds, the asset-size band puts this credit union at the 25th percentile but its structural peers at the 44th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WAYNE-WESTLAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $159.74M | 35th pct | 39th pct |
| Members | 10,762 | 36th pct | 39th pct |
| Net worth ratio | 10.69% | 38th pct | 30th pct |
| Return on average assets | 0.96% | 67th pct | 64th pct |
| Net interest margin | 3.60% | 46th pct | 62th pct |
| Cost of funds | 0.65% | 25th pct | 44th pct |
| Loan-to-share | 51.20% | 13th pct | 31th pct |
| Delinquency 60+ days | 0.71% | 58th pct | 62th pct |
| Net charge-off ratio | 0.37% | 51th pct | 56th pct |
| Loan growth YoY | -2.47% | 21th pct | 28th pct |
| Share growth YoY | 5.17% | 73th pct | 70th pct |
| Efficiency ratio | 77.08% | 44th pct | 43th pct |
structural peer set hash: 0a6c77ddedb00c9436eb01eb204c4352… (reproducible)
Closest structural peers
This is the free public view
Claim WAYNE-WESTLAND
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.