DIXIE LINE
Charter #67937 · NASHVILLE, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 823 sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 2.93% sits at the 98th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 70th percentile but its structural peers at the 41st — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DIXIE LINE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $13.89M | 16th pct | 21th pct |
| Members | 823 | 2th pct | 5th pct |
| Net worth ratio | 16.47% | 68th pct | 64th pct |
| Return on average assets | 0.40% | 36th pct | 43th pct |
| Net interest margin | 4.27% | 70th pct | 41th pct |
| Cost of funds | 2.93% | 98th pct | 98th pct |
| Loan-to-share | 64.68% | 62th pct | 67th pct |
| Delinquency 60+ days | 0.89% | 65th pct | 62th pct |
| Net charge-off ratio | 0.64% | 76th pct | 62th pct |
| Loan growth YoY | -4.25% | 36th pct | 31th pct |
| Share growth YoY | 6.01% | 80th pct | 90th pct |
| Efficiency ratio | 82.94% | 57th pct | 41th pct |
structural peer set hash: c2914667da91bf51a7db339dae500098… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.