ST. TAMMANY
Charter #11942 · SLIDELL, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 7,818 ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.02% sits at the 10th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.32% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 2.02% sits at the 97th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 97th percentile but its structural peers at the 64th — a 33-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ST. TAMMANY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $47.63M | 97th pct | 64th pct |
| Members | 7,818 | 99th pct | 79th pct |
| Net worth ratio | 13.89% | 52th pct | 61th pct |
| Return on average assets | -0.02% | 17th pct | 10th pct |
| Net interest margin | 4.78% | 87th pct | 72th pct |
| Cost of funds | 1.07% | 61th pct | 70th pct |
| Loan-to-share | 73.24% | 74th pct | 62th pct |
| Delinquency 60+ days | 1.32% | 75th pct | 80th pct |
| Net charge-off ratio | 2.02% | 95th pct | 97th pct |
| Loan growth YoY | -7.68% | 15th pct | 8th pct |
| Share growth YoY | 7.01% | 86th pct | 85th pct |
| Efficiency ratio | 88.40% | 70th pct | 70th pct |
structural peer set hash: 7615bf7141509b592fd03cea553e132b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.