UNO
Charter #20842 · NEW ORLEANS, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 20.30% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.43% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 93rd percentile but its structural peers at the 59th — a 34-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $37.30M | 77th pct | 46th pct |
| Members | 4,267 | 93th pct | 59th pct |
| Net worth ratio | 20.30% | 86th pct | 92th pct |
| Return on average assets | 1.03% | 69th pct | 67th pct |
| Net interest margin | 4.69% | 84th pct | 57th pct |
| Cost of funds | 0.43% | 28th pct | 20th pct |
| Loan-to-share | 83.68% | 88th pct | 74th pct |
| Delinquency 60+ days | 1.00% | 68th pct | 67th pct |
| Net charge-off ratio | 0.82% | 82th pct | 62th pct |
| Loan growth YoY | -3.91% | 39th pct | 31th pct |
| Share growth YoY | 2.34% | 48th pct | 49th pct |
| Efficiency ratio | 82.67% | 56th pct | 52th pct |
structural peer set hash: 33e1cf9b32f81fb40acdd2a49460f55c… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.