MISSISSIPPI NATIONAL GUARD
Charter #14805 · JACKSON, MS · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.44% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 3.69% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 1.88% sits at the 90th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.46% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 58.36% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MISSISSIPPI NATIONAL GUARD | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $43.46M | 89th pct | 52th pct |
| Members | 2,980 | 75th pct | 28th pct |
| Net worth ratio | 8.44% | 7th pct | 16th pct |
| Return on average assets | 0.59% | 46th pct | 56th pct |
| Net interest margin | 3.69% | 42th pct | 13th pct |
| Cost of funds | 1.88% | 87th pct | 90th pct |
| Loan-to-share | 77.65% | 82th pct | 66th pct |
| Delinquency 60+ days | 0.46% | 44th pct | 21th pct |
| Net charge-off ratio | 0.80% | 81th pct | 62th pct |
| Loan growth YoY | -6.79% | 19th pct | 11th pct |
| Share growth YoY | 1.50% | 39th pct | 21th pct |
| Efficiency ratio | 58.36% | 9th pct | 2th pct |
structural peer set hash: 05e11aa6a33934ca36ed6aa1ef572068… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.