VIGO COUNTY
Charter #138 · Terre Haute, IN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 8,668 ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.22% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.20% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.58% sits at the 79th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 92nd percentile but its structural peers at the 64th — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | VIGO COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $44.99M | 92th pct | 64th pct |
| Members | 8,668 | 100th pct | 87th pct |
| Net worth ratio | 11.05% | 27th pct | 44th pct |
| Return on average assets | 1.22% | 77th pct | 82th pct |
| Net interest margin | 4.35% | 73th pct | 61th pct |
| Cost of funds | 0.20% | 15th pct | 7th pct |
| Loan-to-share | 69.05% | 69th pct | 48th pct |
| Delinquency 60+ days | 1.58% | 80th pct | 79th pct |
| Net charge-off ratio | 0.52% | 72th pct | 52th pct |
| Loan growth YoY | -2.47% | 50th pct | 44th pct |
| Share growth YoY | 3.03% | 56th pct | 31th pct |
| Efficiency ratio | 71.91% | 30th pct | 30th pct |
structural peer set hash: ce3f709fcba92d4610f068b1b7f18f17… (reproducible)
Closest structural peers
This is the free public view
Claim VIGO COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.