SUNFLOWER COMMUNITY

Charter #7610 · Marysville, KS · $10M-$50M

Public 5300 data · as of 2026Q1

What the numbers say

  • Net worth ratio of 8.20% sits at the 11th percentile of structural peers — worth a closer look.
  • Cost of funds of 2.16% sits at the 84th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 3.98% sits at the 97th percentile of structural peers — worth a closer look.
  • On Members, the asset-size band puts this credit union at the 84th percentile but its structural peers at the 54th — a 30-point gap showing why the peer definition matters.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricSUNFLOWER COMMUNITYAsset-tier percentileStructural percentile
Total assets$32.28M67th pct62th pct
Members3,48084th pct54th pct
Net worth ratio8.20%6th pct11th pct
Return on average assets0.74%55th pct62th pct
Net interest margin4.17%66th pct43th pct
Cost of funds2.16%92th pct84th pct
Loan-to-share76.32%80th pct62th pct
Delinquency 60+ days3.98%96th pct97th pct
Net charge-off ratio0.44%69th pct52th pct
Loan growth YoY1.60%80th pct77th pct
Share growth YoY3.53%62th pct41th pct
Efficiency ratio75.47%38th pct30th pct

structural peer set hash: 0753b1b58a9c1690fa0a531d36cb0589… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.