M.P.D. COMMUNITY
Charter #67979 · Nashville, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.14% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.77% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 74th percentile but its structural peers at the 36th — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | M.P.D. COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $40.29M | 83th pct | 49th pct |
| Members | 2,953 | 74th pct | 36th pct |
| Net worth ratio | 11.33% | 29th pct | 43th pct |
| Return on average assets | 1.14% | 74th pct | 80th pct |
| Net interest margin | 4.77% | 86th pct | 82th pct |
| Cost of funds | 0.84% | 50th pct | 61th pct |
| Loan-to-share | 65.62% | 63th pct | 70th pct |
| Delinquency 60+ days | 0.60% | 51th pct | 46th pct |
| Net charge-off ratio | 0.56% | 74th pct | 54th pct |
| Loan growth YoY | -1.87% | 54th pct | 51th pct |
| Share growth YoY | 4.44% | 70th pct | 74th pct |
| Efficiency ratio | 82.12% | 54th pct | 39th pct |
structural peer set hash: 33044470770cb01166c26d79a5ca12bb… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.