KONE EMPLOYEES
Charter #60855 · MOLINE, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,710 sits at the 25th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.15% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 70.17% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- On Cost of funds, the asset-size band puts this credit union at the 55th percentile but its structural peers at the 74th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KONE EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $21.47M | 39th pct | 34th pct |
| Members | 1,710 | 33th pct | 25th pct |
| Net worth ratio | 16.57% | 69th pct | 67th pct |
| Return on average assets | 0.61% | 48th pct | 62th pct |
| Net interest margin | 4.54% | 79th pct | 69th pct |
| Cost of funds | 0.94% | 55th pct | 74th pct |
| Loan-to-share | 56.71% | 49th pct | 57th pct |
| Delinquency 60+ days | 0.15% | 26th pct | 10th pct |
| Net charge-off ratio | 0.64% | 76th pct | 59th pct |
| Loan growth YoY | -2.42% | 51th pct | 57th pct |
| Share growth YoY | 0.85% | 34th pct | 36th pct |
| Efficiency ratio | 70.17% | 27th pct | 13th pct |
structural peer set hash: 217ef3c389ca443b0891d2cdab9d96ba… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.