PRESTO LEWISTON EMPLOYEES
Charter #67108 · Lewiston, UT · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 108 sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 3.47% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRESTO LEWISTON EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 348,780 | 6th pct | 3th pct |
| Members | 108 | 5th pct | 7th pct |
| Net worth ratio | 25.77% | 77th pct | 61th pct |
| Return on average assets | 0.14% | 38th pct | 48th pct |
| Net interest margin | 3.47% | 31th pct | 10th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 80.39% | 78th pct | 56th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -5.43% | 49th pct | 62th pct |
| Share growth YoY | -6.88% | 12th pct | 18th pct |
| Efficiency ratio | 96.33% | 68th pct | 61th pct |
structural peer set hash: d7b7def8390fad86b847f193388ba04f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.