LONZA
Charter #14617 · Williamsport, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 90 sits at the 0th percentile of structural peers — worth a closer look.
- Return on average assets of -0.81% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 0.22% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LONZA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 488,902 | 10th pct | 8th pct |
| Members | 90 | 3th pct | 0th pct |
| Net worth ratio | 25.57% | 76th pct | 64th pct |
| Return on average assets | -0.81% | 18th pct | 21th pct |
| Net interest margin | 4.84% | 74th pct | 54th pct |
| Cost of funds | 0.22% | 32th pct | 20th pct |
| Loan-to-share | 76.99% | 74th pct | 52th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | 3.68% | 85th pct | 89th pct |
| Share growth YoY | -10.40% | 6th pct | 8th pct |
| Efficiency ratio | 116.29% | 86th pct | 90th pct |
structural peer set hash: dd70572c150c0cab7b6e738893088402… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.