MOJAVE PLANT EMPLOYEES
Charter #11900 · MOJAVE, CA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 202 sits at the 8th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.43% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 75th percentile but its structural peers at the 48th — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MOJAVE PLANT EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.01M | 17th pct | 13th pct |
| Members | 202 | 15th pct | 8th pct |
| Net worth ratio | 19.42% | 57th pct | 59th pct |
| Return on average assets | 0.82% | 66th pct | 59th pct |
| Net interest margin | 5.02% | 78th pct | 64th pct |
| Cost of funds | 0.62% | 54th pct | 49th pct |
| Loan-to-share | 78.01% | 75th pct | 48th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.43% | 8th pct | 2th pct |
| Loan growth YoY | -2.14% | 65th pct | 66th pct |
| Share growth YoY | -4.18% | 21th pct | 23th pct |
| Efficiency ratio | 89.81% | 56th pct | 56th pct |
structural peer set hash: ec640016a4a6fb8eb10db3158c83ce28… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.