AURORA POSTAL EMPLOYEES
Charter #65906 · Aurora, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 431 sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 3.20% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 7.27% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 8.11% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AURORA POSTAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.96M | 29th pct | 18th pct |
| Members | 431 | 38th pct | 25th pct |
| Net worth ratio | 21.28% | 63th pct | 64th pct |
| Return on average assets | 3.20% | 96th pct | 95th pct |
| Net interest margin | 7.27% | 97th pct | 95th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 80.23% | 77th pct | 51th pct |
| Delinquency 60+ days | 2.50% | 73th pct | 67th pct |
| Net charge-off ratio | 8.11% | 97th pct | 98th pct |
| Loan growth YoY | -10.19% | 27th pct | 20th pct |
| Share growth YoY | -1.83% | 35th pct | 31th pct |
| Efficiency ratio | 65.85% | 21th pct | 23th pct |
structural peer set hash: b7e2cf5009f5878be81193edc5588f39… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.