HERSHEY ROBINSON EMPLOYEES
Charter #61518 · Robinson, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.53% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 64.13% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 63rd percentile but its structural peers at the 41st — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HERSHEY ROBINSON EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.18M | 43th pct | 36th pct |
| Members | 720 | 63th pct | 59th pct |
| Net worth ratio | 25.23% | 76th pct | 69th pct |
| Return on average assets | 1.53% | 84th pct | 79th pct |
| Net interest margin | 4.19% | 55th pct | 36th pct |
| Cost of funds | 1.27% | 73th pct | 69th pct |
| Loan-to-share | 69.86% | 63th pct | 41th pct |
| Delinquency 60+ days | 1.55% | 62th pct | 64th pct |
| Net charge-off ratio | 0.00% | 22th pct | 15th pct |
| Loan growth YoY | -6.26% | 44th pct | 46th pct |
| Share growth YoY | -7.37% | 11th pct | 3th pct |
| Efficiency ratio | 64.13% | 20th pct | 23th pct |
structural peer set hash: 38afc10443469a90afc6d854f8602840… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.