ALLEN HOSPITAL PERSONNEL
Charter #67831 · Waterloo, IA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 5.13% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.07% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.54% sits at the 75th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 61st percentile but its structural peers at the 38th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLEN HOSPITAL PERSONNEL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.83M | 70th pct | 48th pct |
| Members | 843 | 73th pct | 57th pct |
| Net worth ratio | 19.10% | 55th pct | 57th pct |
| Return on average assets | 0.87% | 67th pct | 54th pct |
| Net interest margin | 5.13% | 80th pct | 87th pct |
| Cost of funds | 0.07% | 17th pct | 5th pct |
| Loan-to-share | 67.91% | 61th pct | 38th pct |
| Delinquency 60+ days | 2.54% | 73th pct | 75th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | -4.12% | 55th pct | 49th pct |
| Share growth YoY | -3.44% | 25th pct | 13th pct |
| Efficiency ratio | 83.42% | 45th pct | 61th pct |
structural peer set hash: a888662c4d13ef451b0581c46d7b8982… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.