BATTERY EMPLOYEES
Charter #17588 · Attica, IN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 177 sits at the 13th percentile of structural peers — worth a closer look.
- Net worth ratio of 27.35% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 54th percentile but its structural peers at the 33rd — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BATTERY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 880,337 | 15th pct | 21th pct |
| Members | 177 | 12th pct | 13th pct |
| Net worth ratio | 27.35% | 81th pct | 75th pct |
| Return on average assets | 0.07% | 35th pct | 38th pct |
| Net interest margin | 5.24% | 82th pct | 62th pct |
| Cost of funds | 0.51% | 51th pct | 57th pct |
| Loan-to-share | 61.74% | 54th pct | 33th pct |
| Delinquency 60+ days | 3.09% | 78th pct | 72th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | -6.00% | 46th pct | 54th pct |
| Share growth YoY | -13.78% | 4th pct | 10th pct |
| Efficiency ratio | 98.65% | 70th pct | 67th pct |
structural peer set hash: 2f71b181460c15b090a4e34ba3990aaf… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.