LOUDOUN CREDIT UNION
Charter #66954 · Leesburg, VA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.44% sits at the 5th percentile of structural peers — worth a closer look.
- Efficiency ratio of 94.32% sits at the 80th percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 51st percentile but its structural peers at the 69th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOUDOUN CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $57.62M | 20th pct | 38th pct |
| Members | 5,351 | 56th pct | 64th pct |
| Net worth ratio | 8.44% | 6th pct | 5th pct |
| Return on average assets | 0.13% | 19th pct | 26th pct |
| Net interest margin | 3.78% | 53th pct | 62th pct |
| Cost of funds | 0.92% | 51th pct | 69th pct |
| Loan-to-share | 34.85% | 9th pct | 26th pct |
| Delinquency 60+ days | 0.87% | 67th pct | 49th pct |
| Net charge-off ratio | 0.27% | 53th pct | 46th pct |
| Loan growth YoY | -8.07% | 5th pct | 10th pct |
| Share growth YoY | -4.29% | 2th pct | 2th pct |
| Efficiency ratio | 94.32% | 89th pct | 80th pct |
structural peer set hash: 9f2d89cccf2582418939f8b8d23ff7fe… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.