INLAND VALLEY
Charter #5684 · fontana, CA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,142 sits at the 25th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.53% sits at the 7th percentile of structural peers — worth a closer look.
- Return on average assets of 0.20% sits at the 21st percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.16% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 92.34% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | INLAND VALLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $54.34M | 11th pct | 30th pct |
| Members | 3,142 | 12th pct | 25th pct |
| Net worth ratio | 8.53% | 6th pct | 7th pct |
| Return on average assets | 0.20% | 21th pct | 21th pct |
| Net interest margin | 3.37% | 31th pct | 34th pct |
| Cost of funds | 0.67% | 32th pct | 46th pct |
| Loan-to-share | 37.47% | 11th pct | 30th pct |
| Delinquency 60+ days | 0.32% | 31th pct | 33th pct |
| Net charge-off ratio | -0.16% | 3th pct | 3th pct |
| Loan growth YoY | 4.12% | 89th pct | 87th pct |
| Share growth YoY | 4.31% | 68th pct | 72th pct |
| Efficiency ratio | 92.34% | 86th pct | 77th pct |
structural peer set hash: e1d541b295cab040b8f5171f563ba71b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.