TOLEDO POLICE
Charter #3720 · Toledo, OH · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.35% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 2.59% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 1.50% sits at the 98th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 4.09% sits at the 97th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 17th percentile but its structural peers at the 39th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TOLEDO POLICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $56.69M | 17th pct | 39th pct |
| Members | 3,147 | 12th pct | 26th pct |
| Net worth ratio | 9.35% | 13th pct | 11th pct |
| Return on average assets | 0.57% | 42th pct | 33th pct |
| Net interest margin | 2.59% | 6th pct | 2th pct |
| Cost of funds | 1.50% | 80th pct | 98th pct |
| Loan-to-share | 39.79% | 13th pct | 26th pct |
| Delinquency 60+ days | 4.09% | 100th pct | 97th pct |
| Net charge-off ratio | 0.45% | 68th pct | 69th pct |
| Loan growth YoY | -0.51% | 60th pct | 62th pct |
| Share growth YoY | 5.52% | 78th pct | 85th pct |
| Efficiency ratio | 78.22% | 45th pct | 48th pct |
structural peer set hash: 4becf3d4dddf3d1f7de7cb2b7428e8c5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.