RUTGERS
Charter #9237 · New Brunswick, NJ · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 6,470 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.40% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.93% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.12% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.15% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RUTGERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $81.38M | 71th pct | 66th pct |
| Members | 6,470 | 73th pct | 77th pct |
| Net worth ratio | 11.64% | 38th pct | 48th pct |
| Return on average assets | 1.40% | 82th pct | 82th pct |
| Net interest margin | 3.93% | 63th pct | 77th pct |
| Cost of funds | 0.12% | 7th pct | 7th pct |
| Loan-to-share | 31.02% | 6th pct | 25th pct |
| Delinquency 60+ days | 0.15% | 16th pct | 11th pct |
| Net charge-off ratio | 0.13% | 36th pct | 34th pct |
| Loan growth YoY | -4.85% | 19th pct | 34th pct |
| Share growth YoY | 1.46% | 35th pct | 38th pct |
| Efficiency ratio | 70.45% | 27th pct | 25th pct |
structural peer set hash: fda05f53b2efaaefe1825bbb5dc06e37… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.