LAKEHURST NAVAL
Charter #7958 · Joint Base MDL, NJ · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,821 sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 4.14% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.22% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.77% sits at the 93rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.23% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LAKEHURST NAVAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $39.55M | 81th pct | 48th pct |
| Members | 1,821 | 38th pct | 23th pct |
| Net worth ratio | 12.49% | 41th pct | 52th pct |
| Return on average assets | 4.14% | 100th pct | 98th pct |
| Net interest margin | 3.44% | 32th pct | 48th pct |
| Cost of funds | 1.22% | 67th pct | 77th pct |
| Loan-to-share | 27.28% | 7th pct | 21th pct |
| Delinquency 60+ days | 3.77% | 95th pct | 93th pct |
| Net charge-off ratio | -0.23% | 5th pct | 3th pct |
| Loan growth YoY | -3.72% | 40th pct | 52th pct |
| Share growth YoY | -2.80% | 9th pct | 3th pct |
| Efficiency ratio | 32.93% | 1th pct | 2th pct |
structural peer set hash: f9c85c68ee91b9588939a0ea683ddbd1… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.