UNISON
Charter #66851 · Kaukauna, WI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.68% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 2.03% sits at the 92nd percentile of structural peers — worth a closer look.
- On Net charge-off ratio, the asset-size band puts this credit union at the 30th percentile but its structural peers at the 52nd — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNISON | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $388.95M | 87th pct | 77th pct |
| Members | 18,160 | 70th pct | 64th pct |
| Net worth ratio | 9.68% | 24th pct | 23th pct |
| Return on average assets | 0.96% | 67th pct | 59th pct |
| Net interest margin | 3.19% | 23th pct | 28th pct |
| Cost of funds | 2.03% | 89th pct | 92th pct |
| Loan-to-share | 69.30% | 45th pct | 46th pct |
| Delinquency 60+ days | 0.41% | 33th pct | 43th pct |
| Net charge-off ratio | 0.19% | 30th pct | 52th pct |
| Loan growth YoY | 1.13% | 58th pct | 51th pct |
| Share growth YoY | 4.19% | 61th pct | 48th pct |
| Efficiency ratio | 71.85% | 28th pct | 26th pct |
structural peer set hash: 6036dcb3bde2db7c32b01ed359355b1e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.