CPORT

Charter #63828 · Portland, ME · $100M-$500M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 37,387 ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
  • Return on average assets of 0.26% sits at the 15th percentile of structural peers — worth a closer look.
  • Efficiency ratio of 94.26% sits at the 92nd percentile of structural peers — worth a closer look.
  • On Net charge-off ratio, the asset-size band puts this credit union at the 31st percentile but its structural peers at the 56th — a 25-point gap showing why the peer definition matters.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricCPORTAsset-tier percentileStructural percentile
Total assets$439.23M94th pct79th pct
Members37,38798th pct93th pct
Net worth ratio10.45%33th pct38th pct
Return on average assets0.26%20th pct15th pct
Net interest margin3.43%36th pct44th pct
Cost of funds1.34%57th pct41th pct
Loan-to-share75.83%57th pct43th pct
Delinquency 60+ days0.90%71th pct67th pct
Net charge-off ratio0.20%31th pct56th pct
Loan growth YoY2.61%72th pct64th pct
Share growth YoY6.25%82th pct77th pct
Efficiency ratio94.26%93th pct92th pct

structural peer set hash: c7007637d748cff59afef03305eccb56… (reproducible)

Closest structural peers

This is the free public view

Claim CPORT

Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.

Claim this charter

Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.