NEW DIMENSIONS
Charter #11253 · Waterville, ME · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.83% sits at the 7th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.16% sits at the 84th percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 82nd percentile but its structural peers at the 56th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW DIMENSIONS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $241.37M | 61th pct | 41th pct |
| Members | 15,866 | 62th pct | 54th pct |
| Net worth ratio | 7.83% | 3th pct | 7th pct |
| Return on average assets | 0.33% | 25th pct | 28th pct |
| Net interest margin | 3.93% | 68th pct | 70th pct |
| Cost of funds | 1.84% | 82th pct | 56th pct |
| Loan-to-share | 93.53% | 94th pct | 80th pct |
| Delinquency 60+ days | 1.16% | 82th pct | 84th pct |
| Net charge-off ratio | 0.40% | 54th pct | 69th pct |
| Loan growth YoY | 5.43% | 88th pct | 84th pct |
| Share growth YoY | 8.78% | 95th pct | 93th pct |
| Efficiency ratio | 87.96% | 80th pct | 72th pct |
structural peer set hash: e1fe0303b24b1c457f3e79e7b282ee93… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.