Innorve

MASSMUTUAL

Charter #24566 · SPRINGFIELD, MA · $100M-$500M

Public 5300 data · as of 2026Q1

What the numbers say

  • Return on average assets of 0.07% sits at the 3rd percentile of structural peers — worth a closer look.
  • Net interest margin of 2.34% sits at the 5th percentile of structural peers — worth a closer look.
  • Cost of funds of 1.93% sits at the 87th percentile of structural peers — worth a closer look.
  • Net charge-off ratio of 0.30% sits at the 75th percentile of structural peers — worth a closer look.
  • Efficiency ratio of 87.09% sits at the 84th percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricMASSMUTUALAsset-tier percentileStructural percentile
Total assets$349.96M81th pct59th pct
Members13,58252th pct33th pct
Net worth ratio11.00%43th pct48th pct
Return on average assets0.07%11th pct3th pct
Net interest margin2.34%3th pct5th pct
Cost of funds1.93%86th pct87th pct
Loan-to-share70.61%48th pct48th pct
Delinquency 60+ days0.75%61th pct70th pct
Net charge-off ratio0.30%43th pct75th pct
Loan growth YoY7.91%96th pct95th pct
Share growth YoY7.78%91th pct89th pct
Efficiency ratio87.09%78th pct84th pct

structural peer set hash: cf77350fca6fb5598e8065bab281ecb0… (reproducible)

Closest structural peers

HOLYOKE62.8%
#67875 · MA
MEMBERS PLUS61.2%
#66706 · MA
NEW BEDFORD60.5%
#66733 · MA
UNISON59.1%
#66851 · WI
HAR-CO58.9%
#68639 · MD
FALL RIVER MUNICIPAL58.2%
#67894 · MA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.