N.E.W.
Charter #67017 · Oconto Falls, WI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.27% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.04% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.63% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | N.E.W. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $172.08M | 40th pct | 43th pct |
| Members | 12,194 | 45th pct | 43th pct |
| Net worth ratio | 11.14% | 45th pct | 49th pct |
| Return on average assets | 1.27% | 81th pct | 79th pct |
| Net interest margin | 4.04% | 73th pct | 77th pct |
| Cost of funds | 0.63% | 23th pct | 23th pct |
| Loan-to-share | 70.65% | 48th pct | 48th pct |
| Delinquency 60+ days | 0.52% | 43th pct | 44th pct |
| Net charge-off ratio | 0.09% | 17th pct | 31th pct |
| Loan growth YoY | 7.49% | 95th pct | 95th pct |
| Share growth YoY | 9.42% | 96th pct | 92th pct |
| Efficiency ratio | 72.23% | 29th pct | 34th pct |
structural peer set hash: 7f3878aff1ac233c830d46fe738e629b… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.