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Charter #65111 · Littleton, CO · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 557 sits at the 3rd percentile of structural peers — worth a closer look.
- Net worth ratio of 7.25% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 4.84% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.01% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.05% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OPTIONS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.37M | 64th pct | 5th pct |
| Members | 557 | 48th pct | 3th pct |
| Net worth ratio | 7.25% | 4th pct | 10th pct |
| Return on average assets | 0.40% | 50th pct | 46th pct |
| Net interest margin | 4.84% | 74th pct | 77th pct |
| Cost of funds | 0.01% | 13th pct | 5th pct |
| Loan-to-share | 99.15% | 93th pct | 97th pct |
| Delinquency 60+ days | 0.05% | 29th pct | 10th pct |
| Net charge-off ratio | -0.00% | 21th pct | 15th pct |
| Loan growth YoY | 24.02% | 96th pct | 97th pct |
| Share growth YoY | 20.92% | 98th pct | 98th pct |
| Efficiency ratio | 93.48% | 61th pct | 75th pct |
structural peer set hash: e32f0113ba128d10aa890cb4086fcc4b… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.