UNION PACIFIC STREAMLINER
Charter #2260 · Omaha, NE · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.14% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of -0.04% sits at the 25th percentile of structural peers — worth a closer look.
- Efficiency ratio of 96.93% sits at the 82nd percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 90th percentile but its structural peers at the 67th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNION PACIFIC STREAMLINER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $21.30M | 39th pct | 21th pct |
| Members | 2,447 | 62th pct | 39th pct |
| Net worth ratio | 9.14% | 12th pct | 25th pct |
| Return on average assets | -0.04% | 17th pct | 25th pct |
| Net interest margin | 4.77% | 86th pct | 74th pct |
| Cost of funds | 0.73% | 45th pct | 30th pct |
| Loan-to-share | 85.43% | 90th pct | 67th pct |
| Delinquency 60+ days | 0.38% | 40th pct | 31th pct |
| Net charge-off ratio | 0.21% | 56th pct | 36th pct |
| Loan growth YoY | -0.58% | 66th pct | 64th pct |
| Share growth YoY | 3.78% | 64th pct | 72th pct |
| Efficiency ratio | 96.93% | 86th pct | 82th pct |
structural peer set hash: a0a1b43eab88144cb73347d4a53eaf14… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.