MED PARK
Charter #62593 · Grand Forks, ND · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,487 sits at the 18th percentile of structural peers — worth a closer look.
- Cost of funds of 0.16% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.01% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.04% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 76th percentile but its structural peers at the 51st — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MED PARK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $18.46M | 32th pct | 28th pct |
| Members | 1,487 | 24th pct | 18th pct |
| Net worth ratio | 16.04% | 65th pct | 67th pct |
| Return on average assets | 0.72% | 53th pct | 61th pct |
| Net interest margin | 4.45% | 76th pct | 51th pct |
| Cost of funds | 0.16% | 11th pct | 7th pct |
| Loan-to-share | 85.09% | 90th pct | 69th pct |
| Delinquency 60+ days | 0.01% | 11th pct | 2th pct |
| Net charge-off ratio | -0.04% | 14th pct | 11th pct |
| Loan growth YoY | -3.56% | 41th pct | 31th pct |
| Share growth YoY | 2.96% | 55th pct | 69th pct |
| Efficiency ratio | 86.75% | 66th pct | 49th pct |
structural peer set hash: 324cf75d4f5e4e2b526a006242abd05e… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.