FAMILY FOCUS
Charter #24771 · OMAHA, NE · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 4.92% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.21% sits at the 97th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 78th percentile but its structural peers at the 51st — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FAMILY FOCUS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $44.71M | 91th pct | 69th pct |
| Members | 3,132 | 78th pct | 51th pct |
| Net worth ratio | 12.93% | 44th pct | 67th pct |
| Return on average assets | 0.46% | 39th pct | 41th pct |
| Net interest margin | 4.92% | 90th pct | 82th pct |
| Cost of funds | 1.31% | 71th pct | 70th pct |
| Loan-to-share | 77.08% | 81th pct | 59th pct |
| Delinquency 60+ days | 3.21% | 94th pct | 97th pct |
| Net charge-off ratio | 0.40% | 67th pct | 59th pct |
| Loan growth YoY | -4.21% | 36th pct | 26th pct |
| Share growth YoY | 2.63% | 52th pct | 44th pct |
| Efficiency ratio | 90.78% | 74th pct | 69th pct |
structural peer set hash: 4991d69efb5c12e862fa927c11225185… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.