LABOR MANAGEMENT
Charter #21853 · LEWISPORT, KY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- On Loan-to-share, the asset-size band puts this credit union at the 83rd percentile but its structural peers at the 61st — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LABOR MANAGEMENT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $28.27M | 57th pct | 48th pct |
| Members | 2,803 | 70th pct | 61th pct |
| Net worth ratio | 14.68% | 57th pct | 66th pct |
| Return on average assets | 0.84% | 60th pct | 52th pct |
| Net interest margin | 4.20% | 67th pct | 52th pct |
| Cost of funds | 1.04% | 61th pct | 64th pct |
| Loan-to-share | 78.79% | 83th pct | 61th pct |
| Delinquency 60+ days | 0.49% | 45th pct | 39th pct |
| Net charge-off ratio | 0.11% | 48th pct | 48th pct |
| Loan growth YoY | -4.31% | 35th pct | 15th pct |
| Share growth YoY | 0.38% | 29th pct | 30th pct |
| Efficiency ratio | 83.03% | 57th pct | 62th pct |
structural peer set hash: e36be26c922c71f04aa47d815242fcba… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.