POWER ONE
Charter #620 · Fort Wayne, IN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,285 sits at the 5th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.78% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 91.91% sits at the 82nd percentile of structural peers — worth a closer look.
- On Net worth ratio, the asset-size band puts this credit union at the 43rd percentile but its structural peers at the 69th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POWER ONE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.59M | 35th pct | 16th pct |
| Members | 1,285 | 16th pct | 5th pct |
| Net worth ratio | 12.68% | 43th pct | 69th pct |
| Return on average assets | 0.46% | 39th pct | 44th pct |
| Net interest margin | 4.93% | 90th pct | 74th pct |
| Cost of funds | 1.08% | 62th pct | 43th pct |
| Loan-to-share | 95.08% | 97th pct | 87th pct |
| Delinquency 60+ days | 2.78% | 92th pct | 87th pct |
| Net charge-off ratio | 0.00% | 23th pct | 13th pct |
| Loan growth YoY | 1.68% | 80th pct | 66th pct |
| Share growth YoY | 13.59% | 98th pct | 98th pct |
| Efficiency ratio | 91.91% | 77th pct | 82th pct |
structural peer set hash: b252c1cae9a120c24090374bc0fa500e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.