ROCKLAND EMPLOYEES
Charter #15080 · Spring Valley, NY · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 16.14% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.11% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 7.20% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.22% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.89% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ROCKLAND EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $53.81M | 10th pct | 20th pct |
| Members | 6,982 | 79th pct | 49th pct |
| Net worth ratio | 16.14% | 77th pct | 90th pct |
| Return on average assets | 0.11% | 18th pct | 20th pct |
| Net interest margin | 7.20% | 100th pct | 98th pct |
| Cost of funds | 0.22% | 11th pct | 13th pct |
| Loan-to-share | 93.99% | 97th pct | 90th pct |
| Delinquency 60+ days | 3.89% | 99th pct | 95th pct |
| Net charge-off ratio | 0.91% | 87th pct | 77th pct |
| Loan growth YoY | -2.04% | 44th pct | 28th pct |
| Share growth YoY | 0.94% | 27th pct | 33th pct |
| Efficiency ratio | 90.44% | 81th pct | 74th pct |
structural peer set hash: ae2572aa88615b476cb3e10eb2c7a39e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.