GUNDERSEN
Charter #66477 · LA CROSSE, WI · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,677 sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 3.07% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.11% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 95th percentile but its structural peers at the 74th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GUNDERSEN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $65.04M | 37th pct | 36th pct |
| Members | 3,677 | 23th pct | 20th pct |
| Net worth ratio | 12.59% | 47th pct | 66th pct |
| Return on average assets | 1.06% | 68th pct | 74th pct |
| Net interest margin | 3.07% | 19th pct | 11th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 89.80% | 95th pct | 74th pct |
| Delinquency 60+ days | 0.11% | 12th pct | 8th pct |
| Net charge-off ratio | 0.14% | 38th pct | 41th pct |
| Loan growth YoY | 2.54% | 82th pct | 79th pct |
| Share growth YoY | 5.68% | 79th pct | 72th pct |
| Efficiency ratio | 73.18% | 32th pct | 31th pct |
structural peer set hash: 51b2892259d3c604ad763f237ecfc8ba… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.