QUAKER OATS
Charter #64991 · CEDAR RAPIDS, IA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,293 sits at the 13th percentile of structural peers — worth a closer look.
- Return on average assets of 1.43% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.82% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | QUAKER OATS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $13.38M | 15th pct | 10th pct |
| Members | 1,293 | 17th pct | 13th pct |
| Net worth ratio | 16.47% | 68th pct | 69th pct |
| Return on average assets | 1.43% | 84th pct | 82th pct |
| Net interest margin | 4.82% | 88th pct | 93th pct |
| Cost of funds | 0.27% | 19th pct | 31th pct |
| Loan-to-share | 49.16% | 35th pct | 39th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.00% | 23th pct | 21th pct |
| Loan growth YoY | -7.50% | 16th pct | 16th pct |
| Share growth YoY | 7.88% | 91th pct | 85th pct |
| Efficiency ratio | 72.58% | 32th pct | 33th pct |
structural peer set hash: 9239e7befc41c0f4e4c563a5c62b4b42… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.