NORTHWEST MUNICIPAL
Charter #17752 · Des Plaines, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,769 sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 2.56% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 2.39% sits at the 98th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.04% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 67.50% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHWEST MUNICIPAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $40.23M | 83th pct | 70th pct |
| Members | 1,769 | 36th pct | 23th pct |
| Net worth ratio | 13.82% | 51th pct | 59th pct |
| Return on average assets | 0.82% | 59th pct | 49th pct |
| Net interest margin | 2.56% | 7th pct | 2th pct |
| Cost of funds | 2.39% | 95th pct | 98th pct |
| Loan-to-share | 50.71% | 39th pct | 51th pct |
| Delinquency 60+ days | 0.04% | 14th pct | 16th pct |
| Net charge-off ratio | 0.10% | 47th pct | 39th pct |
| Loan growth YoY | 2.42% | 84th pct | 84th pct |
| Share growth YoY | 3.74% | 63th pct | 57th pct |
| Efficiency ratio | 67.50% | 22th pct | 20th pct |
structural peer set hash: edc2948dbd629ab72f57f66a1a1a0b88… (reproducible)
Closest structural peers
This is the free public view
Claim NORTHWEST MUNICIPAL
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.