RIVERSIDE COMMUNITY
Charter #63791 · KANKAKEE, IL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 1.13% sits at the 90th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 1st percentile but its structural peers at the 49th — a 48-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RIVERSIDE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $50.10M | 1th pct | 49th pct |
| Members | 3,544 | 19th pct | 56th pct |
| Net worth ratio | 10.96% | 30th pct | 28th pct |
| Return on average assets | 1.22% | 76th pct | 69th pct |
| Net interest margin | 3.46% | 37th pct | 39th pct |
| Cost of funds | 0.67% | 33th pct | 52th pct |
| Loan-to-share | 45.30% | 22th pct | 31th pct |
| Delinquency 60+ days | 1.13% | 76th pct | 90th pct |
| Net charge-off ratio | 0.17% | 41th pct | 48th pct |
| Loan growth YoY | -1.50% | 50th pct | 51th pct |
| Share growth YoY | 14.54% | 99th pct | 95th pct |
| Efficiency ratio | 71.85% | 30th pct | 34th pct |
structural peer set hash: 4dd857b1607f85978998e0e237da40a9… (reproducible)
Closest structural peers
This is the free public view
Claim RIVERSIDE COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.