MOHAWK VALLEY
Charter #20823 · MARCY, NY · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 1.29% sits at the 77th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 28th percentile but its structural peers at the 66th — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MOHAWK VALLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $61.30M | 28th pct | 66th pct |
| Members | 3,255 | 14th pct | 38th pct |
| Net worth ratio | 12.75% | 49th pct | 43th pct |
| Return on average assets | 1.08% | 69th pct | 61th pct |
| Net interest margin | 3.33% | 30th pct | 30th pct |
| Cost of funds | 1.29% | 71th pct | 77th pct |
| Loan-to-share | 50.17% | 30th pct | 48th pct |
| Delinquency 60+ days | 0.74% | 57th pct | 69th pct |
| Net charge-off ratio | 0.15% | 38th pct | 49th pct |
| Loan growth YoY | 1.08% | 72th pct | 85th pct |
| Share growth YoY | 6.92% | 87th pct | 74th pct |
| Efficiency ratio | 68.28% | 23th pct | 30th pct |
structural peer set hash: f5fee9c1e378db2e1ac7685c3fc0949b… (reproducible)
Closest structural peers
This is the free public view
Claim MOHAWK VALLEY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.