THE CREDIT UNION FOR ALL
Charter #63541 · Bloomington, IL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.70% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 3.65% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 1.53% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.72% sits at the 95th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 48th percentile but its structural peers at the 21st — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | THE CREDIT UNION FOR ALL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $89.79M | 83th pct | 67th pct |
| Members | 8,022 | 87th pct | 66th pct |
| Net worth ratio | 7.70% | 2th pct | 7th pct |
| Return on average assets | 0.45% | 36th pct | 43th pct |
| Net interest margin | 3.65% | 48th pct | 21th pct |
| Cost of funds | 1.53% | 82th pct | 77th pct |
| Loan-to-share | 71.31% | 70th pct | 62th pct |
| Delinquency 60+ days | 1.72% | 90th pct | 95th pct |
| Net charge-off ratio | 0.35% | 61th pct | 43th pct |
| Loan growth YoY | -3.00% | 35th pct | 25th pct |
| Share growth YoY | 1.64% | 37th pct | 16th pct |
| Efficiency ratio | 76.52% | 41th pct | 30th pct |
structural peer set hash: df4fb4c8d1e6ecf0349e7ec796083b4f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.