REDBRAND
Charter #60346 · Bartonville, IL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.08% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.19% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- On Efficiency ratio, the asset-size band puts this credit union at the 53rd percentile but its structural peers at the 69th — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | REDBRAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $76.28M | 60th pct | 56th pct |
| Members | 7,276 | 82th pct | 69th pct |
| Net worth ratio | 12.24% | 43th pct | 52th pct |
| Return on average assets | 0.98% | 65th pct | 59th pct |
| Net interest margin | 3.84% | 56th pct | 54th pct |
| Cost of funds | 0.08% | 5th pct | 5th pct |
| Loan-to-share | 56.59% | 43th pct | 39th pct |
| Delinquency 60+ days | 0.19% | 19th pct | 18th pct |
| Net charge-off ratio | 0.30% | 56th pct | 49th pct |
| Loan growth YoY | -5.09% | 17th pct | 13th pct |
| Share growth YoY | 6.22% | 83th pct | 77th pct |
| Efficiency ratio | 80.94% | 53th pct | 69th pct |
structural peer set hash: 6130fcb36a67507ada43f6b9bdd99abb… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.