MADISON
Charter #66431 · MADISON, WI · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,111 sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of 1.27% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.36% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 66.67% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MADISON | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $62.60M | 31th pct | 33th pct |
| Members | 3,111 | 11th pct | 11th pct |
| Net worth ratio | 11.23% | 33th pct | 43th pct |
| Return on average assets | 1.27% | 77th pct | 77th pct |
| Net interest margin | 4.00% | 67th pct | 74th pct |
| Cost of funds | 0.36% | 17th pct | 21th pct |
| Loan-to-share | 48.57% | 27th pct | 38th pct |
| Delinquency 60+ days | 0.24% | 24th pct | 31th pct |
| Net charge-off ratio | 0.36% | 61th pct | 67th pct |
| Loan growth YoY | 0.97% | 71th pct | 66th pct |
| Share growth YoY | 1.51% | 35th pct | 26th pct |
| Efficiency ratio | 66.67% | 20th pct | 18th pct |
structural peer set hash: 2f4677cb5e75bc6b75c6b215a5864b08… (reproducible)
Closest structural peers
This is the free public view
Claim MADISON
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.