BLACKSTONE RIVER
Charter #24523 · Woonsocket, RI · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- On Loan-to-share, the asset-size band puts this credit union at the 19th percentile but its structural peers at the 41st — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BLACKSTONE RIVER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $75.34M | 59th pct | 62th pct |
| Members | 4,290 | 34th pct | 31th pct |
| Net worth ratio | 11.04% | 31th pct | 38th pct |
| Return on average assets | 0.84% | 59th pct | 46th pct |
| Net interest margin | 3.62% | 47th pct | 54th pct |
| Cost of funds | 0.81% | 43th pct | 54th pct |
| Loan-to-share | 43.82% | 19th pct | 41th pct |
| Delinquency 60+ days | 0.88% | 67th pct | 70th pct |
| Net charge-off ratio | 0.08% | 30th pct | 26th pct |
| Loan growth YoY | 1.37% | 74th pct | 72th pct |
| Share growth YoY | 6.99% | 88th pct | 82th pct |
| Efficiency ratio | 77.68% | 44th pct | 57th pct |
structural peer set hash: 38f632b095307335354f258382fa1056… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.