GREAT FALLS REGIONAL
Charter #10221 · Lewiston, ME · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.33% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 3.89% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.07% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 92.59% sits at the 92nd percentile of structural peers — worth a closer look.
- On Return on average assets, the asset-size band puts this credit union at the 30th percentile but its structural peers at the 10th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREAT FALLS REGIONAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $65.79M | 38th pct | 44th pct |
| Members | 4,757 | 44th pct | 49th pct |
| Net worth ratio | 13.16% | 53th pct | 66th pct |
| Return on average assets | 0.33% | 30th pct | 10th pct |
| Net interest margin | 3.89% | 60th pct | 75th pct |
| Cost of funds | 0.69% | 34th pct | 41th pct |
| Loan-to-share | 40.17% | 14th pct | 26th pct |
| Delinquency 60+ days | 0.78% | 60th pct | 69th pct |
| Net charge-off ratio | 0.07% | 28th pct | 25th pct |
| Loan growth YoY | 3.15% | 86th pct | 85th pct |
| Share growth YoY | 3.14% | 53th pct | 49th pct |
| Efficiency ratio | 92.59% | 86th pct | 92th pct |
structural peer set hash: ef457d57a4966202a051dd640da986a5… (reproducible)
Closest structural peers
This is the free public view
Claim GREAT FALLS REGIONAL
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.