SABATTUS REGIONAL
Charter #64062 · Sabattus, ME · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 10.01% sits at the 16th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.00% sits at the 82nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.02% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 78th percentile but its structural peers at the 61st — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SABATTUS REGIONAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $85.77M | 78th pct | 61th pct |
| Members | 4,728 | 44th pct | 44th pct |
| Net worth ratio | 10.01% | 21th pct | 16th pct |
| Return on average assets | 0.77% | 55th pct | 56th pct |
| Net interest margin | 3.30% | 29th pct | 43th pct |
| Cost of funds | 1.33% | 72th pct | 69th pct |
| Loan-to-share | 48.48% | 27th pct | 36th pct |
| Delinquency 60+ days | 1.00% | 72th pct | 82th pct |
| Net charge-off ratio | 0.02% | 21th pct | 20th pct |
| Loan growth YoY | 8.12% | 97th pct | 97th pct |
| Share growth YoY | 3.33% | 56th pct | 49th pct |
| Efficiency ratio | 81.18% | 54th pct | 59th pct |
structural peer set hash: b9d15a262deb17dec97a251d0d1ab90d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.