LENNOX EMPLOYEES
Charter #64234 · Marshalltown, IA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.59% sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of -0.23% sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 2.78% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 2.06% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.06% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LENNOX EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $72.68M | 52th pct | 44th pct |
| Members | 6,669 | 75th pct | 62th pct |
| Net worth ratio | 8.59% | 7th pct | 11th pct |
| Return on average assets | -0.23% | 9th pct | 8th pct |
| Net interest margin | 2.78% | 10th pct | 5th pct |
| Cost of funds | 2.06% | 93th pct | 90th pct |
| Loan-to-share | 61.46% | 51th pct | 34th pct |
| Delinquency 60+ days | 0.89% | 67th pct | 69th pct |
| Net charge-off ratio | 1.06% | 89th pct | 82th pct |
| Loan growth YoY | 1.84% | 77th pct | 67th pct |
| Share growth YoY | 5.68% | 79th pct | 61th pct |
| Efficiency ratio | 91.29% | 83th pct | 82th pct |
structural peer set hash: a439e6d44e9248b016d5dc47ba2ceeb8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.