AFENA
Charter #12153 · Marion, IN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 9,103 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.16% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 1.41% sits at the 79th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.48% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.18% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AFENA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $96.16M | 96th pct | 74th pct |
| Members | 9,103 | 93th pct | 75th pct |
| Net worth ratio | 11.54% | 36th pct | 52th pct |
| Return on average assets | -0.16% | 11th pct | 16th pct |
| Net interest margin | 3.84% | 57th pct | 31th pct |
| Cost of funds | 1.41% | 76th pct | 79th pct |
| Loan-to-share | 70.91% | 70th pct | 54th pct |
| Delinquency 60+ days | 1.48% | 86th pct | 80th pct |
| Net charge-off ratio | 1.18% | 92th pct | 85th pct |
| Loan growth YoY | -8.45% | 4th pct | 2th pct |
| Share growth YoY | 1.43% | 34th pct | 30th pct |
| Efficiency ratio | 92.80% | 87th pct | 82th pct |
structural peer set hash: 5bb65c1346b0ff11cf0e589561f60ef5… (reproducible)
Closest structural peers
This is the free public view
Claim AFENA
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.