FAMILY HORIZONS
Charter #64942 · Indianapolis, IN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.08% sits at the 13th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.33% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 91.27% sits at the 85th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 92nd percentile but its structural peers at the 69th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FAMILY HORIZONS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $93.77M | 91th pct | 70th pct |
| Members | 8,972 | 92th pct | 69th pct |
| Net worth ratio | 10.99% | 31th pct | 36th pct |
| Return on average assets | 0.08% | 16th pct | 13th pct |
| Net interest margin | 4.03% | 68th pct | 48th pct |
| Cost of funds | 0.89% | 48th pct | 43th pct |
| Loan-to-share | 70.43% | 69th pct | 48th pct |
| Delinquency 60+ days | 0.33% | 31th pct | 16th pct |
| Net charge-off ratio | 0.73% | 82th pct | 70th pct |
| Loan growth YoY | 32.92% | 100th pct | 98th pct |
| Share growth YoY | 3.35% | 57th pct | 43th pct |
| Efficiency ratio | 91.27% | 83th pct | 85th pct |
structural peer set hash: 1debcb1122b700a551d8a3a2a6f5b32b… (reproducible)
Closest structural peers
This is the free public view
Claim FAMILY HORIZONS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.